📊 Budgeting & Saving Goals

A budget is a plan for money. You write down money coming in (income) and money going out (spending), then decide how much to save.

Many people split money into three jars: SAVE, SPEND and SHARE. If you get $20 you might save $10, spend $8 and share $2.

A financial goal is a target, like saving $60 for a bike. If you save $10 each week, you reach it in six weeks — a plan turns a wish into a goal.